{"id":354,"date":"2026-04-22T17:01:34","date_gmt":"2026-04-22T16:01:34","guid":{"rendered":"https:\/\/www.andp-cci.org\/?page_id=354"},"modified":"2026-10-04T10:25:03","modified_gmt":"2026-10-04T09:25:03","slug":"lettre-aux-administrateurs","status":"publish","type":"page","link":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/","title":{"rendered":"Lettre aux administrateurs"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Dans son travail de p\u00e9dagogie, l\u2019ANDP-CCI adresse chaque mois \u00e0 chacun des 215 administrateurs des 13 Caisses r\u00e9gionales cot\u00e9es une lettre personnalis\u00e9e d\u00e9veloppant un point.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans le premier num\u00e9ro que voici, nous sommes revenus sur l\u2019historique de la cr\u00e9ation et de la cotation des CCI il y a plus de 30 ans.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Lettre aux administrateurs n\u00b01<\/p>\n\n\n\n    <div class='wp-block-pdfp-pdf-poster  alignnone' id='block-2'\n        data-attributes='{&quot;uniqueId&quot;:&quot;pdf-poster1&quot;,&quot;posterId&quot;:355,&quot;file&quot;:&quot;https:\\\/\\\/www.andp-cci.org\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Lettre-n\\u00b0-1-.pdf&quot;,&quot;title&quot;:&quot;Lettre aux administrateurs n\\u00b01&quot;,&quot;height&quot;:{&quot;desktop&quot;:&quot;842px&quot;,&quot;tablet&quot;:&quot;700px&quot;,&quot;mobile&quot;:&quot;400px&quot;},&quot;width&quot;:{&quot;desktop&quot;:&quot;100%&quot;,&quot;tablet&quot;:&quot;100%&quot;,&quot;mobile&quot;:&quot;100%&quot;},&quot;print&quot;:false,&quot;showName&quot;:false,&quot;downloadButton&quot;:true,&quot;downloadButtonText&quot;:&quot;Download File&quot;,&quot;fullscreenButton&quot;:&quot;1&quot;,&quot;fullscreenButtonText&quot;:&quot;View Fullscreen&quot;,&quot;newWindow&quot;:false,&quot;actionsPosition&quot;:&quot;top&quot;,&quot;protect&quot;:false,&quot;keyboardNav&quot;:false,&quot;rtlMode&quot;:&quot;off&quot;,&quot;themeMode&quot;:&quot;light&quot;,&quot;annotationMode&quot;:true,&quot;openLinksInNewTab&quot;:false,&quot;progressiveLoading&quot;:true,&quot;defaultBrowser&quot;:false,&quot;adobeEmbedder&quot;:&quot;default&quot;,&quot;flipbookSourceType&quot;:&quot;pdf&quot;,&quot;flipbookSound&quot;:true,&quot;flipbookImages&quot;:[],&quot;btnStyles&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}},&quot;additional&quot;:{&quot;ID&quot;:&quot;&quot;,&quot;Class&quot;:&quot;&quot;,&quot;CSS&quot;:&quot;&quot;},&quot;popupOptions&quot;:{&quot;enabled&quot;:0,&quot;text&quot;:&quot;Open PDF&quot;,&quot;triggerType&quot;:&quot;button&quot;,&quot;image&quot;:&quot;&quot;,&quot;imageHeight&quot;:&quot;200px&quot;,&quot;imageWidth&quot;:&quot;300px&quot;,&quot;imagePdfIcon&quot;:true,&quot;triggerAlignment&quot;:&quot;center&quot;,&quot;btnStyle&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}}},&quot;watermark&quot;:{&quot;enabled&quot;:false},&quot;socialShare&quot;:{&quot;enabled&quot;:false,&quot;facebook&quot;:true,&quot;twitter&quot;:true,&quot;linkedin&quot;:true,&quot;pinterest&quot;:true,&quot;mailto&quot;:true,&quot;position&quot;:&quot;top&quot;},&quot;align&quot;:&quot;none&quot;,&quot;alignment&quot;:&quot;left&quot;,&quot;fileId&quot;:0,&quot;titleFontSize&quot;:&quot;16px&quot;,&quot;onlyPDF&quot;:false,&quot;thumbMenu&quot;:false,&quot;sidebarOpen&quot;:false,&quot;initialPage&quot;:0,&quot;alert&quot;:false,&quot;lastVersion&quot;:false,&quot;hrScroll&quot;:false,&quot;isHideRightToolbar&quot;:false,&quot;adobeOptions&quot;:{&quot;showDownloadPDF&quot;:true,&quot;showPrintPDF&quot;:true,&quot;showAnnotationTools&quot;:true,&quot;showFullScreen&quot;:false,&quot;embedMode&quot;:&quot;SIZED_CONTAINER&quot;},&quot;popupBtnStyle&quot;:{&quot;background&quot;:&quot;#2271b1&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;padding&quot;:{&quot;top&quot;:10,&quot;right&quot;:20,&quot;bottom&quot;:10,&quot;left&quot;:10}},&quot;popupBtnText&quot;:&quot;Open Document&quot;,&quot;CSS&quot;:&quot;&quot;,&quot;trackingEnabled&quot;:true,&quot;trackDepth&quot;:false,&quot;isPremium&quot;:false}'\n                data-pdfp-theme='light'                data-pdfp-doc='p:355' data-pdfp-track='1'        data-pdfp-origin='354'        style=\"text-align: left\">\n                    <div class=\"pdfp_loading_placeholder\"\n                style=\"height: 842px; width: 100%; display: flex; align-items: center; justify-content: center; background: #f5f5f5; border: 1px solid #ddd;\">\n                <p>Loading Viewer...<\/p>\n            <\/div>\n            <\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Lettre aux administrateurs n\u00b02<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette lettre&nbsp;traite des avantages et des contraintes de la cotation boursi\u00e8re. Actuellement les 13&nbsp;Caisses r\u00e9gionales cot\u00e9es n\u2019utilisent aucun des&nbsp;avantages de la cotation boursi\u00e8re et n\u2019en respectent qu\u2019une partie des contraintes.<\/p>\n\n\n\n    <div class='wp-block-pdfp-pdf-poster  alignnone' id='block-4'\n        data-attributes='{&quot;uniqueId&quot;:&quot;pdf-poster3&quot;,&quot;posterId&quot;:391,&quot;file&quot;:&quot;https:\\\/\\\/www.andp-cci.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Lettre-n\\u00b0-2-Administrateurs-CRCAM.pdf&quot;,&quot;title&quot;:&quot;Lettre aux administrateurs n\\u00b02&quot;,&quot;height&quot;:{&quot;desktop&quot;:&quot;842px&quot;,&quot;tablet&quot;:&quot;700px&quot;,&quot;mobile&quot;:&quot;400px&quot;},&quot;width&quot;:{&quot;desktop&quot;:&quot;100%&quot;,&quot;tablet&quot;:&quot;100%&quot;,&quot;mobile&quot;:&quot;100%&quot;},&quot;print&quot;:false,&quot;showName&quot;:false,&quot;downloadButton&quot;:true,&quot;downloadButtonText&quot;:&quot;Download File&quot;,&quot;fullscreenButton&quot;:&quot;1&quot;,&quot;fullscreenButtonText&quot;:&quot;View Fullscreen&quot;,&quot;newWindow&quot;:false,&quot;actionsPosition&quot;:&quot;top&quot;,&quot;protect&quot;:false,&quot;keyboardNav&quot;:false,&quot;rtlMode&quot;:&quot;off&quot;,&quot;themeMode&quot;:&quot;light&quot;,&quot;annotationMode&quot;:true,&quot;openLinksInNewTab&quot;:false,&quot;progressiveLoading&quot;:true,&quot;defaultBrowser&quot;:false,&quot;adobeEmbedder&quot;:&quot;default&quot;,&quot;flipbookSourceType&quot;:&quot;pdf&quot;,&quot;flipbookSound&quot;:true,&quot;flipbookImages&quot;:[],&quot;btnStyles&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}},&quot;additional&quot;:{&quot;ID&quot;:&quot;&quot;,&quot;Class&quot;:&quot;&quot;,&quot;CSS&quot;:&quot;&quot;},&quot;popupOptions&quot;:{&quot;enabled&quot;:0,&quot;text&quot;:&quot;Open PDF&quot;,&quot;triggerType&quot;:&quot;button&quot;,&quot;image&quot;:&quot;&quot;,&quot;imageHeight&quot;:&quot;200px&quot;,&quot;imageWidth&quot;:&quot;300px&quot;,&quot;imagePdfIcon&quot;:true,&quot;triggerAlignment&quot;:&quot;center&quot;,&quot;btnStyle&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}}},&quot;watermark&quot;:{&quot;enabled&quot;:false},&quot;socialShare&quot;:{&quot;enabled&quot;:false,&quot;facebook&quot;:true,&quot;twitter&quot;:true,&quot;linkedin&quot;:true,&quot;pinterest&quot;:true,&quot;mailto&quot;:true,&quot;position&quot;:&quot;top&quot;},&quot;align&quot;:&quot;none&quot;,&quot;alignment&quot;:&quot;left&quot;,&quot;fileId&quot;:0,&quot;titleFontSize&quot;:&quot;16px&quot;,&quot;onlyPDF&quot;:false,&quot;thumbMenu&quot;:false,&quot;sidebarOpen&quot;:false,&quot;initialPage&quot;:0,&quot;alert&quot;:false,&quot;lastVersion&quot;:false,&quot;hrScroll&quot;:false,&quot;isHideRightToolbar&quot;:false,&quot;adobeOptions&quot;:{&quot;showDownloadPDF&quot;:true,&quot;showPrintPDF&quot;:true,&quot;showAnnotationTools&quot;:true,&quot;showFullScreen&quot;:false,&quot;embedMode&quot;:&quot;SIZED_CONTAINER&quot;},&quot;popupBtnStyle&quot;:{&quot;background&quot;:&quot;#2271b1&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;padding&quot;:{&quot;top&quot;:10,&quot;right&quot;:20,&quot;bottom&quot;:10,&quot;left&quot;:10}},&quot;popupBtnText&quot;:&quot;Open Document&quot;,&quot;CSS&quot;:&quot;&quot;,&quot;trackingEnabled&quot;:true,&quot;trackDepth&quot;:false,&quot;isPremium&quot;:false}'\n                data-pdfp-theme='light'                data-pdfp-doc='p:391' data-pdfp-track='1'        data-pdfp-origin='354'        style=\"text-align: left\">\n                    <div class=\"pdfp_loading_placeholder\"\n                style=\"height: 842px; width: 100%; display: flex; align-items: center; justify-content: center; background: #f5f5f5; border: 1px solid #ddd;\">\n                <p>Loading Viewer...<\/p>\n            <\/div>\n            <\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Lettre aux administrateurs n\u00b03<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce troisi\u00e8me num\u00e9ro de la lettre aux administrateurs explique pour quelle raison les 13 Caisses r\u00e9gionales du Cr\u00e9dit Agricoles cot\u00e9es en Bourse le sont avec une d\u00e9cote par rapport \u00e0 leurs capitaux propres comptables de l\u2019ordre actuellement de 70 %.<\/p>\n\n\n\n    <div class='wp-block-pdfp-pdf-poster  alignnone' id='block-6'\n        data-attributes='{&quot;uniqueId&quot;:&quot;pdf-poster5&quot;,&quot;posterId&quot;:427,&quot;file&quot;:&quot;https:\\\/\\\/www.andp-cci.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Lettre-n\\u00b0-3-Administrateurs-CRCAM.pdf&quot;,&quot;title&quot;:&quot;Lettre aux administrateurs n\\u00b03&quot;,&quot;height&quot;:{&quot;desktop&quot;:&quot;842px&quot;,&quot;tablet&quot;:&quot;700px&quot;,&quot;mobile&quot;:&quot;400px&quot;},&quot;width&quot;:{&quot;desktop&quot;:&quot;100%&quot;,&quot;tablet&quot;:&quot;100%&quot;,&quot;mobile&quot;:&quot;100%&quot;},&quot;print&quot;:false,&quot;showName&quot;:false,&quot;downloadButton&quot;:true,&quot;downloadButtonText&quot;:&quot;Download File&quot;,&quot;fullscreenButton&quot;:&quot;1&quot;,&quot;fullscreenButtonText&quot;:&quot;View Fullscreen&quot;,&quot;newWindow&quot;:false,&quot;actionsPosition&quot;:&quot;top&quot;,&quot;protect&quot;:false,&quot;keyboardNav&quot;:false,&quot;rtlMode&quot;:&quot;off&quot;,&quot;themeMode&quot;:&quot;light&quot;,&quot;annotationMode&quot;:true,&quot;openLinksInNewTab&quot;:false,&quot;progressiveLoading&quot;:true,&quot;defaultBrowser&quot;:false,&quot;adobeEmbedder&quot;:&quot;default&quot;,&quot;flipbookSourceType&quot;:&quot;pdf&quot;,&quot;flipbookSound&quot;:true,&quot;flipbookImages&quot;:[],&quot;btnStyles&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}},&quot;additional&quot;:{&quot;ID&quot;:&quot;&quot;,&quot;Class&quot;:&quot;&quot;,&quot;CSS&quot;:&quot;&quot;},&quot;popupOptions&quot;:{&quot;enabled&quot;:0,&quot;text&quot;:&quot;Open PDF&quot;,&quot;triggerType&quot;:&quot;button&quot;,&quot;image&quot;:&quot;&quot;,&quot;imageHeight&quot;:&quot;200px&quot;,&quot;imageWidth&quot;:&quot;300px&quot;,&quot;imagePdfIcon&quot;:true,&quot;triggerAlignment&quot;:&quot;center&quot;,&quot;btnStyle&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}}},&quot;watermark&quot;:{&quot;enabled&quot;:false},&quot;socialShare&quot;:{&quot;enabled&quot;:false,&quot;facebook&quot;:true,&quot;twitter&quot;:true,&quot;linkedin&quot;:true,&quot;pinterest&quot;:true,&quot;mailto&quot;:true,&quot;position&quot;:&quot;top&quot;},&quot;align&quot;:&quot;none&quot;,&quot;alignment&quot;:&quot;left&quot;,&quot;fileId&quot;:0,&quot;titleFontSize&quot;:&quot;16px&quot;,&quot;onlyPDF&quot;:false,&quot;thumbMenu&quot;:false,&quot;sidebarOpen&quot;:false,&quot;initialPage&quot;:0,&quot;alert&quot;:false,&quot;lastVersion&quot;:false,&quot;hrScroll&quot;:false,&quot;isHideRightToolbar&quot;:false,&quot;adobeOptions&quot;:{&quot;showDownloadPDF&quot;:true,&quot;showPrintPDF&quot;:true,&quot;showAnnotationTools&quot;:true,&quot;showFullScreen&quot;:false,&quot;embedMode&quot;:&quot;SIZED_CONTAINER&quot;},&quot;popupBtnStyle&quot;:{&quot;background&quot;:&quot;#2271b1&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;padding&quot;:{&quot;top&quot;:10,&quot;right&quot;:20,&quot;bottom&quot;:10,&quot;left&quot;:10}},&quot;popupBtnText&quot;:&quot;Open Document&quot;,&quot;CSS&quot;:&quot;&quot;,&quot;trackingEnabled&quot;:true,&quot;trackDepth&quot;:false,&quot;isPremium&quot;:false}'\n                data-pdfp-theme='light'                data-pdfp-doc='p:427' data-pdfp-track='1'        data-pdfp-origin='354'        style=\"text-align: left\">\n                    <div class=\"pdfp_loading_placeholder\"\n                style=\"height: 842px; width: 100%; display: flex; align-items: center; justify-content: center; background: #f5f5f5; border: 1px solid #ddd;\">\n                <p>Loading Viewer...<\/p>\n            <\/div>\n            <\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Lettre aux administrateurs n\u00b04<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce quatri\u00e8me num\u00e9ro de la lettre aux administrateurs des 13 Caisses r\u00e9gionales du Cr\u00e9dit Agricole cot\u00e9es en Bourse leur explique en quoi les d\u00e9cisions qu\u2019ils prennent, consciemment ou non, chaque ann\u00e9e expliquent la rentabilit\u00e9, et donc l\u2019efficacit\u00e9, tr\u00e8s inf\u00e9rieure de leur Caisse R\u00e9gionale compar\u00e9e \u00e0 celle de leur concurrents mutualistes des Banques Populaires.<\/p>\n\n\n\n    <div class='wp-block-pdfp-pdf-poster  alignnone' id='block-8'\n        data-attributes='{&quot;uniqueId&quot;:&quot;pdf-poster7&quot;,&quot;posterId&quot;:424,&quot;file&quot;:&quot;https:\\\/\\\/www.andp-cci.org\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Lettre_4_Elodie_LEGRAND.pdf&quot;,&quot;title&quot;:&quot;Lettre aux administrateurs n\\u00b04&quot;,&quot;height&quot;:{&quot;desktop&quot;:&quot;842px&quot;,&quot;tablet&quot;:&quot;700px&quot;,&quot;mobile&quot;:&quot;400px&quot;},&quot;width&quot;:{&quot;desktop&quot;:&quot;100%&quot;,&quot;tablet&quot;:&quot;100%&quot;,&quot;mobile&quot;:&quot;100%&quot;},&quot;print&quot;:false,&quot;showName&quot;:false,&quot;downloadButton&quot;:true,&quot;downloadButtonText&quot;:&quot;Download File&quot;,&quot;fullscreenButton&quot;:&quot;1&quot;,&quot;fullscreenButtonText&quot;:&quot;View Fullscreen&quot;,&quot;newWindow&quot;:false,&quot;actionsPosition&quot;:&quot;top&quot;,&quot;protect&quot;:false,&quot;keyboardNav&quot;:false,&quot;rtlMode&quot;:&quot;off&quot;,&quot;themeMode&quot;:&quot;light&quot;,&quot;annotationMode&quot;:true,&quot;openLinksInNewTab&quot;:false,&quot;progressiveLoading&quot;:true,&quot;defaultBrowser&quot;:false,&quot;adobeEmbedder&quot;:&quot;default&quot;,&quot;flipbookSourceType&quot;:&quot;pdf&quot;,&quot;flipbookSound&quot;:true,&quot;flipbookImages&quot;:[],&quot;btnStyles&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}},&quot;additional&quot;:{&quot;ID&quot;:&quot;&quot;,&quot;Class&quot;:&quot;&quot;,&quot;CSS&quot;:&quot;&quot;},&quot;popupOptions&quot;:{&quot;enabled&quot;:0,&quot;text&quot;:&quot;Open PDF&quot;,&quot;triggerType&quot;:&quot;button&quot;,&quot;image&quot;:&quot;&quot;,&quot;imageHeight&quot;:&quot;200px&quot;,&quot;imageWidth&quot;:&quot;300px&quot;,&quot;imagePdfIcon&quot;:true,&quot;triggerAlignment&quot;:&quot;center&quot;,&quot;btnStyle&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}}},&quot;watermark&quot;:{&quot;enabled&quot;:false},&quot;socialShare&quot;:{&quot;enabled&quot;:false,&quot;facebook&quot;:true,&quot;twitter&quot;:true,&quot;linkedin&quot;:true,&quot;pinterest&quot;:true,&quot;mailto&quot;:true,&quot;position&quot;:&quot;top&quot;},&quot;align&quot;:&quot;none&quot;,&quot;alignment&quot;:&quot;left&quot;,&quot;fileId&quot;:0,&quot;titleFontSize&quot;:&quot;16px&quot;,&quot;onlyPDF&quot;:false,&quot;thumbMenu&quot;:false,&quot;sidebarOpen&quot;:false,&quot;initialPage&quot;:0,&quot;alert&quot;:false,&quot;lastVersion&quot;:false,&quot;hrScroll&quot;:false,&quot;isHideRightToolbar&quot;:false,&quot;adobeOptions&quot;:{&quot;showDownloadPDF&quot;:true,&quot;showPrintPDF&quot;:true,&quot;showAnnotationTools&quot;:true,&quot;showFullScreen&quot;:false,&quot;embedMode&quot;:&quot;SIZED_CONTAINER&quot;},&quot;popupBtnStyle&quot;:{&quot;background&quot;:&quot;#2271b1&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;padding&quot;:{&quot;top&quot;:10,&quot;right&quot;:20,&quot;bottom&quot;:10,&quot;left&quot;:10}},&quot;popupBtnText&quot;:&quot;Open Document&quot;,&quot;CSS&quot;:&quot;&quot;,&quot;trackingEnabled&quot;:true,&quot;trackDepth&quot;:false,&quot;isPremium&quot;:false}'\n                data-pdfp-theme='light'                data-pdfp-doc='p:424' data-pdfp-track='1'        data-pdfp-origin='354'        style=\"text-align: left\">\n                    <div class=\"pdfp_loading_placeholder\"\n                style=\"height: 842px; width: 100%; display: flex; align-items: center; justify-content: center; background: #f5f5f5; border: 1px solid #ddd;\">\n                <p>Loading Viewer...<\/p>\n            <\/div>\n            <\/div>\n\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Lettre aux administrateurs n\u00b05<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce cinqui\u00e8me num\u00e9ro de la lettre aux administrateurs des 13 Caisses r\u00e9gionales du Cr\u00e9dit Agricole cot\u00e9es en Bourse explique \u00e0 quoi pourraient \u00eatre utilis\u00e9s les sans cesse croissant sur-exc\u00e9dents de capitaux propres des Caisses r\u00e9gionales du Cr\u00e9dit Agricole si ces derni\u00e8res voulaient rester cot\u00e9es en Bourse.<\/p>\n\n\n\n    <div class='wp-block-pdfp-pdf-poster  alignnone' id='block-10'\n        data-attributes='{&quot;uniqueId&quot;:&quot;pdf-poster9&quot;,&quot;posterId&quot;:441,&quot;file&quot;:&quot;https:\\\/\\\/www.andp-cci.org\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/Lettre-5-Karine-FORGE.docx.pdf&quot;,&quot;title&quot;:&quot;Lettre aux administrateur n\\u00b05&quot;,&quot;height&quot;:{&quot;desktop&quot;:&quot;842px&quot;,&quot;tablet&quot;:&quot;700px&quot;,&quot;mobile&quot;:&quot;400px&quot;},&quot;width&quot;:{&quot;desktop&quot;:&quot;100%&quot;,&quot;tablet&quot;:&quot;100%&quot;,&quot;mobile&quot;:&quot;100%&quot;},&quot;print&quot;:false,&quot;showName&quot;:false,&quot;downloadButton&quot;:true,&quot;downloadButtonText&quot;:&quot;Download File&quot;,&quot;fullscreenButton&quot;:true,&quot;fullscreenButtonText&quot;:&quot;View Fullscreen&quot;,&quot;newWindow&quot;:false,&quot;actionsPosition&quot;:&quot;top&quot;,&quot;protect&quot;:false,&quot;keyboardNav&quot;:false,&quot;rtlMode&quot;:&quot;off&quot;,&quot;themeMode&quot;:&quot;light&quot;,&quot;annotationMode&quot;:true,&quot;openLinksInNewTab&quot;:false,&quot;progressiveLoading&quot;:true,&quot;defaultBrowser&quot;:false,&quot;adobeEmbedder&quot;:&quot;default&quot;,&quot;flipbookSourceType&quot;:&quot;pdf&quot;,&quot;flipbookSound&quot;:true,&quot;flipbookImages&quot;:[],&quot;btnStyles&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}},&quot;additional&quot;:{&quot;ID&quot;:&quot;&quot;,&quot;Class&quot;:&quot;&quot;,&quot;CSS&quot;:&quot;&quot;},&quot;popupOptions&quot;:{&quot;enabled&quot;:false,&quot;text&quot;:&quot;Open PDF&quot;,&quot;triggerType&quot;:&quot;button&quot;,&quot;image&quot;:&quot;&quot;,&quot;imageHeight&quot;:&quot;200px&quot;,&quot;imageWidth&quot;:&quot;300px&quot;,&quot;imagePdfIcon&quot;:true,&quot;triggerAlignment&quot;:&quot;center&quot;,&quot;btnStyle&quot;:{&quot;background&quot;:&quot;#1e73be&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;fontSize&quot;:&quot;1rem&quot;,&quot;padding&quot;:{&quot;top&quot;:&quot;10&quot;,&quot;right&quot;:&quot;20&quot;,&quot;bottom&quot;:&quot;10&quot;,&quot;left&quot;:&quot;20&quot;}}},&quot;watermark&quot;:{&quot;enabled&quot;:false},&quot;socialShare&quot;:{&quot;enabled&quot;:false,&quot;facebook&quot;:true,&quot;twitter&quot;:true,&quot;linkedin&quot;:true,&quot;pinterest&quot;:true,&quot;mailto&quot;:true,&quot;position&quot;:&quot;top&quot;},&quot;align&quot;:&quot;none&quot;,&quot;alignment&quot;:&quot;left&quot;,&quot;fileId&quot;:0,&quot;titleFontSize&quot;:&quot;16px&quot;,&quot;onlyPDF&quot;:false,&quot;thumbMenu&quot;:false,&quot;sidebarOpen&quot;:false,&quot;initialPage&quot;:0,&quot;alert&quot;:false,&quot;lastVersion&quot;:false,&quot;hrScroll&quot;:false,&quot;isHideRightToolbar&quot;:false,&quot;adobeOptions&quot;:{&quot;showDownloadPDF&quot;:true,&quot;showPrintPDF&quot;:true,&quot;showAnnotationTools&quot;:true,&quot;showFullScreen&quot;:false,&quot;embedMode&quot;:&quot;SIZED_CONTAINER&quot;},&quot;popupBtnStyle&quot;:{&quot;background&quot;:&quot;#2271b1&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;padding&quot;:{&quot;top&quot;:10,&quot;right&quot;:20,&quot;bottom&quot;:10,&quot;left&quot;:10}},&quot;popupBtnText&quot;:&quot;Open Document&quot;,&quot;CSS&quot;:&quot;&quot;,&quot;trackingEnabled&quot;:true,&quot;trackDepth&quot;:false,&quot;isPremium&quot;:false}'\n                data-pdfp-theme='light'                data-pdfp-doc='p:441' data-pdfp-track='1'        data-pdfp-origin='354'        style=\"text-align: left\">\n                    <div class=\"pdfp_loading_placeholder\"\n                style=\"height: 842px; width: 100%; display: flex; align-items: center; justify-content: center; background: #f5f5f5; border: 1px solid #ddd;\">\n                <p>Loading Viewer...<\/p>\n            <\/div>\n            <\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Dans son travail de p\u00e9dagogie, l\u2019ANDP-CCI adresse chaque mois \u00e0 chacun des 215 administrateurs des 13 Caisses r\u00e9gionales cot\u00e9es une lettre personnalis\u00e9e d\u00e9veloppant un point. Dans le premier num\u00e9ro que voici, nous sommes revenus sur l\u2019historique de la cr\u00e9ation et de la cotation des CCI il y a plus de 30 ans. Lettre aux administrateurs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-full-width.php","meta":{"footnotes":""},"class_list":["post-354","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)\" \/>\n<meta property=\"og:description\" content=\"Dans son travail de p\u00e9dagogie, l\u2019ANDP-CCI adresse chaque mois \u00e0 chacun des 215 administrateurs des 13 Caisses r\u00e9gionales cot\u00e9es une lettre personnalis\u00e9e d\u00e9veloppant un point. Dans le premier num\u00e9ro que voici, nous sommes revenus sur l\u2019historique de la cr\u00e9ation et de la cotation des CCI il y a plus de 30 ans. Lettre aux administrateurs [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/\" \/>\n<meta property=\"og:site_name\" content=\"Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-04T09:25:03+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.andp-cci.org\\\/index.php\\\/lettre-aux-administrateurs\\\/\",\"url\":\"https:\\\/\\\/www.andp-cci.org\\\/index.php\\\/lettre-aux-administrateurs\\\/\",\"name\":\"Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.andp-cci.org\\\/#website\"},\"datePublished\":\"2026-04-22T16:01:34+00:00\",\"dateModified\":\"2026-10-04T09:25:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.andp-cci.org\\\/index.php\\\/lettre-aux-administrateurs\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.andp-cci.org\\\/index.php\\\/lettre-aux-administrateurs\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.andp-cci.org\\\/index.php\\\/lettre-aux-administrateurs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.andp-cci.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Lettre aux administrateurs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.andp-cci.org\\\/#website\",\"url\":\"https:\\\/\\\/www.andp-cci.org\\\/\",\"name\":\"Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.andp-cci.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/","og_locale":"fr_FR","og_type":"article","og_title":"Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)","og_description":"Dans son travail de p\u00e9dagogie, l\u2019ANDP-CCI adresse chaque mois \u00e0 chacun des 215 administrateurs des 13 Caisses r\u00e9gionales cot\u00e9es une lettre personnalis\u00e9e d\u00e9veloppant un point. Dans le premier num\u00e9ro que voici, nous sommes revenus sur l\u2019historique de la cr\u00e9ation et de la cotation des CCI il y a plus de 30 ans. Lettre aux administrateurs [&hellip;]","og_url":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/","og_site_name":"Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)","article_modified_time":"2026-10-04T09:25:03+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/","url":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/","name":"Lettre aux administrateurs - Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)","isPartOf":{"@id":"https:\/\/www.andp-cci.org\/#website"},"datePublished":"2026-04-22T16:01:34+00:00","dateModified":"2026-10-04T09:25:03+00:00","breadcrumb":{"@id":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.andp-cci.org\/index.php\/lettre-aux-administrateurs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.andp-cci.org\/"},{"@type":"ListItem","position":2,"name":"Lettre aux administrateurs"}]},{"@type":"WebSite","@id":"https:\/\/www.andp-cci.org\/#website","url":"https:\/\/www.andp-cci.org\/","name":"Site de l\u2019Association Nationale de D\u00e9fense des Porteurs de CCI du Cr\u00e9dit Agricole (ANDP-CCI)","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.andp-cci.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"_links":{"self":[{"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/pages\/354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/comments?post=354"}],"version-history":[{"count":8,"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/pages\/354\/revisions"}],"predecessor-version":[{"id":444,"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/pages\/354\/revisions\/444"}],"wp:attachment":[{"href":"https:\/\/www.andp-cci.org\/index.php\/wp-json\/wp\/v2\/media?parent=354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}